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FAQs

 
 
 

MEMBERSHIP

 
 
Do I qualify to become a member?
 
If you are a permanent employee in one of the affiliates Employer Companies of Kentours Sacco Ltd.
 
 
 
Who qualifies to join Kentours Sacco Society Ltd from the affiliate Employer Company?
 
How Do I join if I qualify?
 
How much is the minimum and maximum contribution I can make towards the monthly Deposits/Savings?
 
How much is the minimum and maximum contribution I can make towards the Share Capital?
 
Can Increase or reduce my monthly contributions?
 
If I leave employment can I continue to be a member?
 
What are my rights as a member?
 
What are my duties as a member of the SACCO?
 
How do I resign from the SACCO?
 

LOANS

 
As a member how many loans am I entitled to and what is the maximum amount?
 
What do I do if I require a loan?
 
How long do I wait for my loan to be approved?
 
Can I offset a loan with part or all my deposit?
 
Can I apply for another loan if am still servicing one?
 
Can I increase my deposit and apply for a new loan or pay off a loan and apply for another one immediately?
 
How many members can guarantee my loan and who can guarantee?
 
If I clear a loan before its completion period, will I be required to pay interest for the future/remaining period?
 
What do I need to do when withdrawing from the society?